POWERFUL Life Licensing Resources
RECOGNITION-CURRENT EVENTS
POWERFUL Life Licensing Resources
The Life Exam Simulator is a powerful online tool which allows recruits to practice for their state Life Exam. Whether recruits complete their pre-licensing in the classroom or online, the Life Exam Simulator is the next best step in obtaining your Life License!
♦ 80% of recruits who PASSED the life exam used the Life Exam Simulator after the pre-licensing course!
Step 1: Recruits download the Primerica App
Set Recruits up for success! Download and log into the Primerica App TODAY from Apple or Google Plays store.
Step 2: After Completing the Pre-Licensing Class, Practice with the Life Exam Simulator
In the Primerica App, recruits can navigate to “All Licensing Steps” and launch the Life Exam Simulator.
There are two options for recruits to study and prepare to pass their life exam:
Exam Mode – Test your knowledge when you simulate a timed, true-to-life state exam!
Quickly identify areas needing extra study with the red "thumbs up" icon.
Use review materials, quizzes, videos, and flashcards to improve your knowledge.
A passing score means recruits are "Ready to Test."
Learning Mode – Do you require additional practice before scheduling your state exam? No problem!
Take a practice Life exam with a real-time review of your answers to “Learn as You Go.”
By practicing, you can build confidence to pass the exam.
Then, initiate the “Exam Mode” to simulate a new state exam to ensure that you are fully prepared and “Ready to Test” for the actual Life exam.
Recruits are provided with an opportunity to enhance their understanding by reviewing each chapter in detail and testing their comprehension through quizzes.
Recruits can track their progress in real time using the interactive Dashboard and Progress Bar, which highlights their progress status in each study area.
Chapter Quizzes
Practice Exam: Learning Mode
Practice Exam: Exam Mode
Readiness Exam
Recruit Tracker is a comprehensive licensing tool designed to assist and guide Recruits throughout every stage of their licensing process. Uplines and Licensing Specialists can use this tool to monitor recruits’ progress on the Exam Simulator and motivate them to continue their next best actions in getting licensed. Simply log on POL home page and click Recruit Tracker to begin.
Attending a Primerica class in person is the best way to complete pre-licensing, but Life Online Pre-Licensing is available for those who require a remote option. Recruits who complete the Life Online Pre-Licensing course, are encouraged to use the Life Online Pre-Licensing Study Tools.
In person Pre-Licensing > Use Life Exam Simulator
Life Online Pre-Licensing > continue to use Life Online Pre-Licensing
How do I register recruits for life online pre-licensing on POL?
Users can register through POL > Life Licensing tab > Get Your Life License > Pre-licensing Education > Choose state and select Register for Class
Proctor Requirements: Representatives completing life online pre-licensing in CO, NC, MN, MS, WI must use a proctor. Users who do not use a qualified proctor will have their certificate denied and they will have to retake the certificate exam.
Proctor MUST meet the following guidelines:
Proctor must be:
18 years or older
Not related by blood or marriage
Not in line of direct supervision (RVP and office admin cannot be the proctor)
All Requirement States on Life Online Pre-licensing course must take both a Practice Exam and a Certificate exam for course completion, except for California.
Requirement States: AR, CA, CO, CT, IN, FL, GA, KY, MD, MI, MN, MS, NC, NJ, NY, OH, OR, PA, WV, WI
State-Specific Info:
California:
California Recruits will no longer need to switch back and forth between their Life course and their Code and Ethics course. The Life with Code & Ethics Course is 32 hours before completion and the Life & Health with Code & Ethics is 52 hours before completion.
The online pre-licensing course requires an authentication every hour, which will prompt Recruits to answer one of their Security Questions. Please make sure Recruits are aware of the hourly reminder and have their answers to their Security Questions available while completing the online pre-licensing course.
If recruits need to complete only California’s Code and Ethics course, follow these steps:
Click “Register”
Enter the valid manager email: codeandethics@examfx.com
Select “California”
Select “Code & Ethics”
Select “Continue” and then select “Create and Account”
Florida:
There is a 10-hour maximum daily limit for the course
Recruits must spend a minimum of 10 hours to complete the course
Users must wait 72 hours from the registration date before the Certificate Exam is available
Ohio:
Recruits can register and access the course from POL/Pri-App or https://www-ucanpass.examfx.com/Default.aspx
Recruits must complete the Practice Exam along with the Certification Exam
Uplines will now have the ability to track their recruits within the Recruit Tracker
New York:
Recruits can register and access the course from POL/PriApp or https://www-ucanpass.examfx.com/Default.aspx
Uplines will now have the ability to track their recruits within Recruit Tracker
Recruits must complete the Practice Exam along with the Certification Exam
Arkansas, Connecticut, Colorado, Florida, Georgia, Indiana, Kentucky, Maryland, Michigan, New Jersey, New York, Oregon, Pennsylvania:
Users must complete a Certification Exam as part of the online pre-licensing course.
NATIONAL "LIVE PSI REVIEW"
NATIONAL "LIVE PSI REVIEW"
Designed for students who have completed their PreLicensing Course and want to brush up on topics or get additional help from Licensing Coaches prior to taking the State Exam. For best results, students should already have their State Exam Scheduled. Students should plan to join from a desktop or tablet and have their videos on for the session.
CLICK HERE FOR CURRENT NATIONAL "LIVE PSI REVIEW" OPTIONS
FOR ALL LICENSING RESOURCES
Go to Primerica Online (POL)
Click on LIFE LICENSING Tab, then "PRE-LICENSING EDUCATION TAB" ... Choose your STATE or PROVINCE
Do you have a question on how life policies really work, or do you need a review on how taxes affect life insurance benefits? Perhaps the subject of annuities has left you with several questions?
These videos can answer these questions and more!
There are 8 main topics which are each broken down into smaller segments for easy viewing. The Life Exam Review Videos are an additional tool delivering a review of the concepts most important in your preparation for the state insurance exam. These videos are not Company or State specific.
You may choose to review 1topic or all -- as needed.
REMEMBER: These videos are not Company or State specific. They are recorded to help you pass!
Term (4:00)
Level
ART (Annual Renewable Term)
Decreasing
Increasing
Permanent/Whole Life Policies (4:00)
Whole Life
Straight Life (Continuous Life)
Limited-Pay
Single Premium
Modified Endowment
Interest Sensitive
Flexible Premium Whole Life (7:00)
Adjustable
Universal
Variable
Equity Indexed Life
Specialized Policies (3:00)
Joint Life
Survivorship Life
Juvenile Life
REMEMBER: These videos are not Company or State specific. They are recorded to help you pass!
Taxes (3:45)
Death Benefit
Cash Value
Dividends
Policy Loans
Surrenders
REMEMBER: These videos are not Company or State specific. They are recorded to help you pass!
ANNUITIES
Accumulation (7:30)
Single, Level, Flexible
Immediate and Deferred
Fixed and Variable
Nonforfeiture Values & Taxes
ANNUITIES
Settlement Options/Annuitization (9:00)
Cash
Interest Only
Annuity Certain
Life Annuity
Life Income
Life Income with Period Certain
Life Income with Refund
Joint Life
Joint and Survivor Life
REMEMBER: These videos are not Company or State specific. They are recorded to help you pass!
Qualified Individual Plans (8:30)
IRAs
Roth
Qualified Small Employer Plans (6:30)
SEP
SIMPLE
Keogh
Qualified Large Employer Plans (9:45)
Pension Plan
Profit Sharing
401K
TSA/(403)(b)
Non-Qualified Plans (3:00)
Split Dollar
Deferred Compensation Plan
Executive Bonus
REMEMBER: These videos are not Company or State specific. They are recorded to help you pass!
Riders Affecting the Death Benefit (4:58)
Accidental Death
Accidental Death and Dismemberment
Guaranteed Insurability
Cost of Living
Return of Premium
Additional Insured Riders (1:41)
Spouse
Children Riders
Family Term Riders
Disability Riders (3:29)
Waiver of Premium
Disability Income
Waiver of Cost of Insurance
Payor Benefit
Living Benefit Riders (3:12)
Accelerated (Living Benefit) Rider
REMEMBER: These videos are not Company or State specific. They are recorded to help you pass!
Part 1 (3:34)
Boycott, Coercion and Intimidation
Misrepresentation
Twisting
Defamation
Fraud
Part 2 (3:20)
Illegal Inducement
Rebating
Unfair Discrimination
False or Deceptive Advertising
REMEMBER: These videos are not Company or State specific. They are recorded to help you pass!
Ownership Rights (8:05)
Entire Contract
Consideration
Insuring Clause
Assignment
Policy Loan
Misstatement of Age
Incontestable Clause
Free Look
Maintaining the Policy (5:04)
Premium Payment Clause
Grace Period
Automatic Premium Loan
Reinstatement
Beneficiaries (5:01)
Primary Beneficiary
Contingent
Beneficiary Designation
Revocable vs. Irrevocable
Common Disaster
Policy Exclusions (2:18)
Suicide Clause
Hazardous Occupations